{"id":322088,"date":"2026-06-21T20:51:19","date_gmt":"2026-06-21T18:51:19","guid":{"rendered":"https:\/\/italien.news\/?p=322088"},"modified":"2026-06-27T12:53:38","modified_gmt":"2026-06-27T10:53:38","slug":"emigrate-to-italy-as-a-retiree","status":"publish","type":"post","link":"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/","title":{"rendered":"Moving to Italy as a Retiree: A Guide"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#EU-Rentner_und_Nicht-EU-Rentner\" >EU pensioners and non-EU pensioners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Das_Elective_Residence_Visum\" >The Elective Residence Visa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Deine_Rente_nach_Italien_mitnehmen\" >Taking Your Pension With You to Italy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Krankenversicherung_S1_und_SSN\" >Health Insurance: S1 and SSN<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Die_7_-Pauschalsteuer_im_Suden\" >The 7 % Flat Tax in the South<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Die_besten_Regionen_fur_Rentner\" >The Best Regions for Retirees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Erste_Schritte_vor_Ort\" >First Steps on Site<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/italien.news\/en\/auswandern\/lebenslage\/auswandern-italien-rentner\/#Was_du_als_Nachstes_tun_musst\" >What You Need to Do Next<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Retiring in Italy\u2014sun, good food, a lower cost of living, and an attractive tax advantage. For retirees, Italy is one of the most popular destinations for moving abroad. This guide covers everything you need to know: residency (visa or EU freedom of movement), your pension, health insurance, the famous 7 % tax, and the best regions.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"EU-Rentner_und_Nicht-EU-Rentner\"><\/span>EU pensioners and non-EU pensioners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u27a4 EU citizens (including Germany and Austria) and Swiss citizens:<\/strong> You don't need a visa. If you're staying for an extended period, you must register your <a href=\"https:\/\/italien.news\/en\/emigrate\/registration\/sign-up-for-residenza\/\">Residenza<\/a> to.<\/p>\n<p><strong>\u27a4 Non-EU citizens (e.g., the U.S., the U.K.):<\/strong> You need this <strong>Elective Residence Visa<\/strong>, the right visa for financially independent retirees.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Das_Elective_Residence_Visum\"><\/span>The Elective Residence Visa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The <a href=\"https:\/\/italien.news\/en\/emigrate\/visa\/what-kind-of-visa-do-i-need-for-italy\/\">Elective Residence Visa<\/a> is intended for non-EU citizens with a stable <strong>passive income<\/strong> (Pension, Investments) \u2013 The guideline amount is approximately 31,000 \u20ac per year. Important: Working is permitted with this visa <strong>not<\/strong> Allowed. You must provide proof of sufficient funds, housing, and health insurance.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Deine_Rente_nach_Italien_mitnehmen\"><\/span>Taking Your Pension With You to Italy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Statutory pensions are also paid abroad\u2014the German Pension Insurance (or your pension provider) transfers them to Italy. Notify your pension provider in a timely manner of your move and new address, and be aware of the tax implications (see below). If you have also worked in Italy, you may also be entitled to an Italian <a href=\"https:\/\/italien.news\/en\/live-2\/work\/pension-italy-inps\/\">Pension through the INPS<\/a> have.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\"><div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_3o3 jnews_module__0_6af1aaabe9cfa  jeg_pb_boxed    with-format-icon\" data-unique=\"jnews_module__0_6af1aaabe9cfa\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/italien.news\/en\/leben\/versicherung\/ssn-anmelden\/\" aria-label=\"Read article: SSN: Registering with the Italian Health Service\"><div class=\"thumbnail-container animate-lazy  size-715\"><img decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/italien.news\/wp-content\/themes\/jnews\/assets\/img\/jeg-empty.png\" class=\"attachment-jnews-350x250 size-jnews-350x250 lazyload wp-post-image\" alt=\"Symbolic image: Hospital @ shutterstock.com\" sizes=\"(max-width: 350px) 100vw, 350px\" data-src=\"https:\/\/italien.news\/wp-content\/uploads\/2026\/05\/Krankenhaus-2-350x250.webp\" data-srcset=\"https:\/\/italien.news\/wp-content\/uploads\/2026\/05\/Krankenhaus-2-350x250.webp 350w, https:\/\/italien.news\/wp-content\/uploads\/2026\/05\/Krankenhaus-2-120x86.webp 120w, https:\/\/italien.news\/wp-content\/uploads\/2026\/05\/Krankenhaus-2-750x536.webp 750w, https:\/\/italien.news\/wp-content\/uploads\/2026\/05\/Krankenhaus-2-1140x815.webp 1140w\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/italien.news\/en\/leben\/versicherung\/ssn-anmelden\/\">SSN: Register with the Italian health care system<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/italien.news\/en\/leben\/versicherung\/ssn-anmelden\/\"><div class=\"jeg-fa-4 jeg-icon-svg jeg-svg-clock-o\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1536 1792\" aria-hidden=\"true\"><g transform=\"translate(0 1536) scale(1 -1)\"><path fill=\"currentColor\" d=\"M896 992v-448q0 -14 -9 -23t-23 -9h-320q-14 0 -23 9t-9 23v64q0 14 9 23t23 9h224v352q0 14 9 23t23 9h64q14 0 23 -9t9 -23zM1312 640q0 148 -73 273t-198 198t-273 73t-273 -73t-198 -198t-73 -273t73 -273t198 -198t273 -73t273 73t198 198t73 273zM1536 640 q0 -209 -103 -385.5t-279.5 -279.5t-385.5 -103t-385.5 103t-279.5 279.5t-103 385.5t103 385.5t279.5 279.5t385.5 103t385.5 -103t279.5 -279.5t103 -385.5z\"\/><\/g><\/svg><\/div> June 22, 2026<\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>Who needs to register with the Italian health care system, what documents you need, and how to get your Tessera Sanitaria and a primary care physician (medico di base).<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n\t\t\t\t    <div class='preloader_type preloader_dot'>\n\t\t\t\t        <div class=\"module-preloader jeg_preloader dot\">\n\t\t\t\t            <span><\/span><span><\/span><span><\/span>\n\t\t\t\t        <\/div>\n\t\t\t\t        <div class=\"module-preloader jeg_preloader circle\">\n\t\t\t\t            <div class=\"jnews_preloader_circle_outer\">\n\t\t\t\t                <div 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class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Krankenversicherung_S1_und_SSN\"><\/span>Health Insurance: S1 and SSN<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>EU retirees<\/strong> use the <strong>S1 Form<\/strong>: Your home country covers the costs, but you'll be enrolled in the <a href=\"https:\/\/italien.news\/en\/live-2\/insurance\/sign-in-with-ssn\/\">SSN Health Services<\/a> You'll be registered and receive a Tessera Sanitaria. <strong>Non-EU retirees<\/strong> To obtain a visa, you first need private health insurance; once you have received your Residenza, you can voluntarily enroll in the SSN for an annual fee (often around 1,200 \u20ac).<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Die_7_-Pauschalsteuer_im_Suden\"><\/span>The 7 % Flat Tax in the South<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Italy's major incentive for foreign retirees: an optional <strong>Substitute tax of only 7 %<\/strong> on <strong>foreign income<\/strong> (including pension). The requirement is that you move your tax residence to a small town in the south:<\/p>\n<ul>\n<li>Municipalities with <strong>no more than 30,000 residents<\/strong> (Threshold raised to 2026; previously 20,000)<\/li>\n<li>in the regions <strong>Sicily, Calabria, Sardinia, Campania, Basilicata, Abruzzo, Molise, and Apulia<\/strong> (plus certain earthquake-prone areas)<\/li>\n<li>Valid for <strong>up to ten tax years<\/strong><\/li>\n<\/ul>\n<p><strong>Important limitation:<\/strong> According to <a href=\"https:\/\/italien.news\/en\/live-2\/steer\/taxes-in-italy-basics\/\">Double Taxation Agreement<\/a> The statutory German pension is often still taxed in Germany\u2014the 7 % flat-rate deduction primarily applies to other foreign income and private pensions. Consult a tax advisor to clarify your specific situation.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Die_besten_Regionen_fur_Rentner\"><\/span>The Best Regions for Retirees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Southern Italy<\/strong> (Apulia, Calabria, Sicily): low <a href=\"https:\/\/italien.news\/en\/emigrate\/where-to-emigrate-to\/cost-of-living-in-italy\/\">Cost of living<\/a> and the 7 % plan\u2014ideal for budget-conscious retirees.<\/li>\n<li><strong>Tuscany &amp; Umbria<\/strong>: Very popular among retirees in Germany, Austria, and Switzerland; high quality of life; somewhat more expensive.<\/li>\n<li><strong>Lakes and Coasts<\/strong>: Lake Garda, Liguria, and others\u2014beautiful, but on the pricier side.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Erste_Schritte_vor_Ort\"><\/span>First Steps on Site<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The bureaucracy is the same as for all immigrants: first, the <strong>Tax ID number<\/strong>, then the <a href=\"https:\/\/italien.news\/en\/emigrate\/registration\/sign-up-for-residenza\/\">Residenza<\/a>, registration with the SSN, and a <a href=\"https:\/\/italien.news\/en\/live-2\/money-bank\/open-a-bank-account-in-italy\/\">Bank account<\/a>. Non-EU retirees must also apply for a visa and a permesso di soggiorno.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<h2><span class=\"ez-toc-section\" id=\"Was_du_als_Nachstes_tun_musst\"><\/span>What You Need to Do Next<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Plan your stay, health insurance, and taxes well in advance\u2014ideally with the help of a tax advisor if you\u2019re eligible for the 7 % flat rate. Don\u2019t forget to plan your estate during retirement\u2014learn more at <a href=\"https:\/\/italien.news\/en\/live-2\/steer\/inheritance-will-italy\/\">Inheritance and Wills<\/a>. If you're from Germany, our <a href=\"https:\/\/italien.news\/en\/emigrate\/country-of-origin\/emigrate-from-germany-to-italy\/\">Guide to Emigrating from Germany<\/a> including all country-specific details.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\"><div  class=\"jeg_block_heading jeg_block_heading_6 jeg_alignleft jnews_module__1_6af1aaabebf07\">\n                <h3 class=\"jeg_block_title\"><span>FAQ - Frequently Asked Questions About Moving to Italy as a Retiree<\/span><\/h3>\n                \n            <\/div><div  class='jnews-faq-wrapper jnews_module__2_6af1aaabec0a8 style-4'>\n\t\t\t\t    \n        <div class=\"list-wrapper expand\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: As an EU retiree, do I need a visa to visit Italy?\">\n                <h5 class=\"question\">As an EU pensioner, do I need a visa to visit Italy?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\">\n                <p>No. Thanks to the EU's freedom of movement, you don't need a visa. Non-EU retirees need the Elective Residence Visa.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: What is the Elective Residence Visa?\">\n                <h5 class=\"question\">What is the Elective Residence Visa?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>A visa for financially independent non-EU citizens with a stable passive income (approximate guideline: around 31,000 \u20ac per year). This visa does not permit the holder to engage in gainful employment.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: Will I receive my pension in Italy?\">\n                <h5 class=\"question\">Will I receive my pension in Italy?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Yes. Statutory pensions are paid abroad. Notify your pension provider of your move and your new address.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: What kind of health insurance do I have as a retiree?\">\n                <h5 class=\"question\">What kind of health insurance do I have as a retiree?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>EU pensioners can use the S1 form (paid for by their home country) plus an SSN. Non-EU pensioners must first obtain private insurance to obtain a visa; after receiving their Residenza, they may voluntarily register for an SSN.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: What is the 7 % flat-rate tax?\">\n                <h5 class=\"question\">What is the 7 % flat-rate tax?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>An optional substitute tax of 7 % on foreign income (including pensions) for foreign retirees who transfer their tax residency to small municipalities in southern Italy.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: Which locations qualify for the 7 % tax?\">\n                <h5 class=\"question\">Which locations qualify for the 7 % tax?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Municipalities with a population of 30,000 or fewer (threshold raised in 2026) in Sicily, Calabria, Sardinia, Campania, Basilicata, Abruzzo, Molise, and Apulia, as well as certain earthquake-prone areas.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: How long is the 7 % tax in effect?\">\n                <h5 class=\"question\">How long will the 7 % tax remain in effect?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Up to ten tax years. After that, the standard tax rules apply again.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: Is my German statutory pension taxed at 7 %?\">\n                <h5 class=\"question\">Will my German statutory pension be taxed at a rate of 7 %?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Not necessarily. According to the double taxation treaty, the statutory German pension is often taxed in Germany. The 7 % flat rate mainly applies to other foreign income and private pensions\u2014check your specific situation.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: Which regions are suitable for retirees?\">\n                <h5 class=\"question\">Which regions are suitable for retirees?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Southern Italy (affordable and with a 7 % tax), Tuscany and Umbria (popular, slightly more expensive), as well as lake and coastal regions\u2014depending on your budget and preferences.<\/p>\n\n            <\/div>\n        <\/div>\n        <div class=\"list-wrapper\">\n            <a class=\"list-toogle\" href=\"#\" aria-label=\"Toggle FAQ: What are the first steps once you arrive?\">\n                <h5 class=\"question\">What are the first steps once you arrive?<\/h5>\n                <svg class=\"faq-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\">\n                    <path d=\"M13.6152 0.369517C13.3685 0.132903 13.0341 0 12.6855 0C12.3368 0 12.0024 0.132903 11.7557 0.369517L6.98417 4.95184L2.21262 0.369517C1.96321 0.146331 1.63333 0.024827 1.29248 0.0306025C0.951625 0.0363779 0.626413 0.168982 0.385357 0.400478C0.1443 0.631975 0.00621891 0.94429 0.00020504 1.27162C-0.00580883 1.59896 0.120714 1.91576 0.353117 2.15528L6.05442 7.63048C6.30111 7.8671 6.63551 8 6.98417 8C7.33283 8 7.66723 7.8671 7.91392 7.63048L13.6152 2.15528C13.8616 1.91837 14 1.59723 14 1.2624C14 0.927566 13.8616 0.606426 13.6152 0.369517Z\" fill=\"black\" \/>\n                <\/svg>\n            <\/a>\n            <div class=\"card-expand\" style=\"display: none;\">\n                <p>Obtain a Codice Fiscale, register your residence, enroll in the SSN, and open a bank account. Non-EU retirees must also apply for a visa and a permesso.<\/p>\n\n            <\/div>\n        <\/div>\n\t\t    <\/div><\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"row vc_row wpb_row vc_row-fluid\"><div class=\"jeg-vc-wrapper\"><div class=\"wpb_column jeg_column vc_column_container vc_col-sm-12\"><div class=\"jeg_wrapper wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div style=\"border: 1px solid #f1f1f1; padding: 15px;\">\n<h4>Sources<\/h4>\n<ol style=\"font-size: 11px; line-height: 1.5;\">\n<li><a href=\"https:\/\/www.agenziaentrate.gov.it\/portale\/schede\/agevolazioni\/regime-opzionale-per-i-pensionati-esteri-che-cose-cittadini\" target=\"_blank\" rel=\"noopener\">Agenzia delle Entrate \u2013 Optional Tax Regime for Foreign Retirees (7 %)<\/a> (accessed in June 2026)<\/li>\n<li><a href=\"https:\/\/vistoperitalia.esteri.it\/\" target=\"_blank\" rel=\"noopener\">Ministry of Foreign Affairs \u2013 Visas for Italy (Elective Residence)<\/a> (accessed in June 2026)<\/li>\n<\/ol>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Visas or EU freedom of movement, the 7% flat-rate tax in the south, health insurance through S1\/SSN, and the best regions\u2014your guide to retirement in Italy.<\/p>","protected":false},"author":2,"featured_media":322083,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inwp_podcast_mp3":"","inwp_podcast_apple":"","inwp_podcast_spotify":"","inwp_podcast_youtube":"","inw_restaurant_url":"","inw_restaurant_lat":"","inw_restaurant_lng":"","in_event_type":"","in_event_featured":"","in_event_teaser":"","in_event_name":"","in_event_address":"","in_event_status":"","in_event_turnus":"","inw_hotel_email":"","inw_hotel_type":"","inw_hotel_name":"","inw_hotel_street":"","inw_hotel_zip":"","inw_hotel_city":"","inw_hotel_region":"","inw_hotel_country":"","inw_hotel_phone":"","inw_hotel_url":"","inw_hotel_lat":"","inw_hotel_lng":"","inw_hotel_pricerange":"","inw_hotel_stars":"","inw_hotel_amenities":"","in_event_start":"","in_event_end":"","in_event_time":"","in_event_time_end":"","in_event_location":"","in_event_city":"","in_event_region":"","in_event_price":"","in_event_organizer":"","in_event_url":"","in_event_sort":"","in_event_sort_end":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"Visum oder EU-Freiz\u00fcgigkeit, die 7 %-Pauschalsteuer im S\u00fcden, Krankenversicherung \u00fcber S1\/SSN und die besten Regionen: dein Leitfaden f\u00fcr den Ruhestand in Italien."},"jnews_primary_category":[],"jnews_social_meta":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[19798],"tags":[20239,19800,4180,6231,4382,2894,20238],"class_list":["post-322088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lebenslage","tag-7-steuer","tag-auswandern-italien","tag-rente","tag-rente-italien","tag-rentner","tag-ruhestand","tag-ruhestand-italien"],"_links":{"self":[{"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/posts\/322088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/comments?post=322088"}],"version-history":[{"count":0,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/posts\/322088\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/media\/322083"}],"wp:attachment":[{"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/media?parent=322088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/categories?post=322088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/italien.news\/en\/wp-json\/wp\/v2\/tags?post=322088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}